Frugality
Spending deliberately less than you could, so more of your income can go into savings and investments. In FIRE it is a lever rather than a virtue: a lower spend both fills the pot faster and shrinks the pot you need.
It works both ends of the sum — but past a sane baseline, raising your income usually moves the finish line more than cutting deeper.
Spending less, deliberately: your time and your money pointed at the things that actually matter to you — and nothing leaking out in splurges.
Every term, in plain English, on one page — the full glossary. Education, not advice.
Bring me a challenge.
The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.
Ninety minutes, online, €600 — the Exit Audit included.