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The FIRE Exit
The Europe atlas

The whole map, at a glance.

Every country I can back with sources, on one page: the cost of the ground, and which of the patterns that matter for an exit each one carries. A check means the pattern is present — not a verdict.

Price it in your money

Tell me where you live now and what you spend a month, and every cost here becomes your number — the same life, priced country by country, in your own currency.

A guide, not a quote. I move your monthly spend by each country’s official price level (Eurostat and the World Bank, whole-economy, EU-27 = 100) — no exchange rates, so it stays in your own currency. But averages hide rent and the city you pick, and changing country is rarely a straight swap. Read these as the right ballpark, then price the real thing.

CountryCostNo wealth taxHolding reliefExit taxNew-resident dealPassive-income visaPassport
Iceland174yesnononono7 yrs
Switzerland171nonononoyes10 yrs
Denmark140yesnoyesnono9 yrs
Ireland136yesnononoyes5 yrs
Luxembourg132yesyesnonoyes5 yrs
Norway129nonoyesnono8 yrs
United Kingdom123yesnononono6 yrs
Sweden121yesnononono8 yrs
Finland121yesnononono8 yrs
Belgium116nonononono5 yrs
Netherlands116nonononono5 yrs
Austria113yesnoyesnoyes10 yrs
France110yesnoyesnoyes5 yrs
Germany108yesnoyesnono5 yrs
Estonia101yesnononono8 yrs
Italy97nononoyesyes10 yrs
Malta92yesnonoyesyes5 yrs
Spain92nonoyesnoyes10 yrs
Czechia89yesyesnonono10 yrs
Slovenia89yesyesnonono10 yrs
Cyprus89yesnonoyesyes8 yrs
Greece87yesnonoyesyes7 yrs
Portugal87yesyesnonoyes10 yrs
Slovakia85yesyesnonono8 yrs
Latvia83yesnononono10 yrs
Lithuania83yesnononono10 yrs
Croatia78yesyesnonono8 yrs
Hungary78yesnononono8 yrs
Poland73yesnoyesnono8 yrs
Romania65yesnononono8 yrs
Bulgaria63yesnononono10 yrs

The number is each country’s cost of living (EU-27 = 100 · 2025), priciest first. The three micro-states (Monaco, Andorra, Liechtenstein) sit off this grid — no Eurostat figure, and you can’t simply move in. Every check restates a verified row; “Passport” is the general naturalisation clock in years. Open a country for the detail, the hedges and the sources.

Every figure on this page was verified against official sources in July 2026. Open the full map

Bring me a challenge.

The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.

How the sessions work

Ninety minutes, online, €600 — the Exit Audit included.