Norway is the full stack: share gains and dividends around 38%, a wealth tax of about 1.0–1.1% a year that starts long before a FIRE-sized pot, and an exit tax if you leave with large unrealised gains. Prices run about 29% over the EU average on top. Each layer is survivable alone; it's the stack that rewrites the maths. If your heart is set on the fjords, size the pot for the wealth tax first and the view second.
Price it in your money
Tell me where you live now and what you spend a month, and every cost here becomes your number: the same life, priced country by country, in your own currency.
A guide, not a quote. I move your monthly spend by each country’s official price level (Eurostat and the World Bank, whole-economy, EU-27 = 100). No exchange rates, so it stays in your own currency. But averages hide rent and the city you pick, and changing country is rarely a straight swap. Read these as the right ballpark, then price the real thing.
EU-27 = 100 · 2025. Living in Norway runs about 29% pricier than the EU average.
Eurostat (prc_ppp_ind) / World Bank, 2025, CC BY 4.0. Whole-economy price level. Country averages hide big regional and rent spread.
A €2,500 a month reference life runs about €3,220 a month here, roughly €38,640 a year, and a ×30 number near €1,159,000.
The reference life the calculators use, scaled by the index above: the same whole-economy figure, a guide not a quote.
Where in Europe
Oceanic coast, continental interior: mild fjord winters, alpine north.
Housing
in Oslo, about €1,910/mo for 70 m²
a roof here, against the EU-27 average
In Norway, buy prices are up 62% since 2015 (+5.7% last year); rents up 27% since 2015.
Deloitte's Property Index doesn't price this country, so there's no per-m² tag here: the comparative level and the trend above are the official read.
Read these as the shape, not the price. Housing is the most divergent cost in Europe, and a national average buries the thing that actually decides it: the city, the street, new-build against old. Treat it as a ballpark, then price the real place. Not property or mortgage advice.
One home, two paths
Price buying against renting in Norway.
Bring the purchase price and rent for one genuinely comparable home. I will not carry the Atlas averages into the calculator.
The calculator still works for Norway, but it has no automated country rule yet. Choose Custom / anywhere and enter the local purchase costs yourself.
Level vs the EU: Eurostat comparative price level for housing (prc_ppp_ind, EU-27 = 100, 2024). Trend: Eurostat house price index and actual-rentals index (2015 = 100, 2025).
Prices here rose 2.6% in the year to June 2026, about the euro area’s pace. Since 2020 they’re up 27% in total, about 4.1% a year.
Eurostat’s HICP, data through June 2026.
How the money you live on is taxed
Norway can tax the asset while you own it, the income or gain it produces, and some gains when you later leave. Those are three separate bills. Shares, funds, crypto and pensions also follow different rates, so one headline number will mislead you.
The full income picture
These are the usual rules for a resident unless a case says otherwise. A new-resident rule, tax wrapper or treaty may change one case without changing the others.
Securities and funds
37.84% after shieldingA listed-share or equity-fund gain is effectively taxed at 37.84% after a small shielding deduction. Moving to Norway does not reset what you paid for an ordinary sale. A separate value recorded on arrival matters only if Norway later calculates exit tax.
Securities and funds
A listed-share or equity-fund gain is effectively taxed at 37.84% after a small shielding deduction. Moving to Norway does not reset what you paid for an ordinary sale. A separate value recorded on arrival matters only if Norway later calculates exit tax.
- Listed shares37.84% after shielding
- Norway multiplies the gain above unused shielding by 1.72 and applies the 22% general-income rate. The same resident rule applies to Norwegian and foreign shares.
- Fund and ETF units37.84% equity; 22% bond; mixed funds split
- An equity fund follows share taxation, a bond or money-market fund follows the 22% capital rate, and a mixed fund divides the two components. Tax follows the fund's composition, not a simple UCITS or listing label.
- Holding period and shieldingNo long-holding exemption
- Time held does not remove a share or fund gain. The risk-free shielding deduction can reduce dividends and gains, and unused shielding carries forward.
- LossesDeductible at the adjusted share rate
- Share losses receive the same 1.72 adjustment as gains, so the effective relief matches the 37.84% share rate. Unused general-income losses can carry forward.
- Foreign and US listings37.84% for equity holdings
- Norway applies its share or fund rule to the resident's foreign holding. The source country rarely taxes an ordinary listed-share sale, but the treaty must settle any exception and Norway credits only tax that is actually due.
- Accumulating fundsNo annual income tax on unsold growth; wealth tax still applies
- Internal income in an accumulating fund is not taxed each year as income. Distribution or sale triggers the share or bond rule, while annual wealth tax still reaches the holding's 1 January value.
The shielding rate, wealth-tax thresholds and the 1.72 adjustment can move with the budget. Shares and equity funds currently enter wealth tax at 80% of market value.
Dividends
37.84% plus tax taken abroadNorway taxes a listed-share dividend at 37.84% after the shielding deduction. Tax may also be taken in the company's country. Norway gives credit only up to its own bill, and the treaty sets the rate in the other country.
Dividends
Norway taxes a listed-share dividend at 37.84% after the shielding deduction. Tax may also be taken in the company's country. Norway gives credit only up to its own bill, and the treaty sets the rate in the other country.
- Norwegian listed dividend37.84% after shielding
- Norway taxes the dividend above shielding at the adjusted share-income rate. The domestic company does not apply the non-resident dividend withholding used for shareholders abroad.
- Foreign listed dividend37.84% plus tax taken abroad
- Norway taxes the gross dividend under the adjusted share rule. The source country may take tax first. Norway gives credit only up to its own bill. If the other country took more than the treaty allows, you must reclaim the excess there.
- EU/EEA company dividendNo safe answer yet
- No safe answer is shown for this branch yet. Check the exact payer and treaty before relying on an EU/EEA distinction.
- Third-country company dividendNo safe answer yet
- No safe answer is shown for this branch yet. Use the general foreign-dividend rule and check the treaty with the company's country.
- Passive or substantial holdingSame personal rate
- The personal shareholder model applies at every holding size. A larger stake does not replace the 37.84% dividend rate with a personal participation exemption.
- Fund or ETF distribution37.84% equity; 22% bond
- Equity-fund distributions use the share rate, bond-fund distributions use 22%, and mixed funds split the payment. Accumulating internal income stays in the separate timing case.
- New-resident ruleNo safe answer yet
- No safe answer is shown yet. Do not assume a new-resident exemption from the absence of a separate line.
The annual shielding rate and the share-income adjustment factor can both change. Recheck them for the year of receipt.
Crypto
22%Every private sale, swap or spend is taxed at 22%. Holding the tokens longer does not remove the tax. Staking, mining and airdrops are taxed as income when received, and the tokens also count towards annual wealth tax at full value.
Crypto
Every private sale, swap or spend is taxed at 22%. Holding the tokens longer does not remove the tax. Staking, mining and airdrops are taxed as income when received, and the tokens also count towards annual wealth tax at full value.
- Sale to fiat22%
- Selling crypto for money realises a capital gain at 22%. A loss receives relief at the same rate.
- Crypto-to-crypto exchange22%
- Swapping one token for another is a taxable disposal. Norway does not provide a like-kind rollover.
- Spending crypto22%
- Paying another person with crypto is a realisation at market value. A transfer can contain more than one taxable event.
- Holding relief and lossesNo holding exemption
- Time held does not exempt a private crypto gain. Gains are taxable and losses deductible under the 22% capital rule.
- Staking and lending22% on receipt
- Rewards are income at their receipt value. Selling the received coins later creates a second disposal calculation for the change after receipt.
- Mining, validation and airdrops22% on receipt
- Rewards and airdrops are income at market value when received. Mining conducted as an enterprise follows business rules and can deduct qualifying operating costs.
- Private investor or business22% capital, or business rates
- A private holder uses the capital rule. Activity that amounts to an enterprise moves into business income and can reach the higher personal-income and contribution rates.
- Wealth and exit taxFull wealth-tax value; outside share exit tax
- Crypto enters annual net wealth at full 1 January market value. It is not in the current share and fund exit-tax asset list.
- New-resident ruleNo safe answer yet
- No safe answer is shown yet. The crypto starting value on arrival remains a separate G2 exclusion.
Reporting is tightening while annual wealth tax continues to apply to the whole holding, not only a realised gain.
Pensions
Income-tax bands; top marginal rate 44.8%A foreign occupational or private pension is added to your pension income. The tax can rise to 44.8%. Norway has no reduced foreign-pension rate, so the treaty decides which country taxes first and how double tax is relieved.
Pensions
A foreign occupational or private pension is added to your pension income. The tax can rise to 44.8%. Norway has no reduced foreign-pension rate, so the treaty decides which country taxes first and how double tax is relieved.
- Norwegian pensionIncome-tax bands; top marginal rate 44.8%
- Pension income combines the general rate, bracket tax and the pension national-insurance rate, with a pension tax deduction at lower incomes. The top effective marginal rate is 44.8%.
- Foreign state or social-security pensionPension rates; treaty decides
- Norway includes the pension as resident income. The source country may retain a right under the treaty. Norway then either gives credit or leaves the pension out of tax, depending on that treaty. EEA rules separately decide which country receives social-insurance contributions.
- Foreign occupational or private pensionIncome-tax bands; top marginal rate 44.8%
- The pension enters ordinary Norwegian pension income. The paying country may take tax only where the treaty allows it. Norway relieves double tax within the treaty limit.
- Foreign government or civil-service pensionSeparate treaty article
- Government-service pensions do not belong in the state-pension line. Their own treaty article often keeps taxation in the paying state, with the article's nationality exception capable of changing the result.
- Foreign pension lump sumPension income unless the treaty changes it
- Norway generally treats a foreign lump sum as pension income. A treaty can allocate a lump sum differently, so the exact scheme and treaty still need checking.
- Special foreign-pension regimeNo safe answer yet
- No safe answer is shown yet. Do not infer a special regime from the ordinary pension headline.
The reverse case matters too. A Norwegian pension paid after a move abroad is subject to 15% Norwegian withholding before any treaty reduction.
If you own a company
37.84% plus tax taken abroadA Norwegian company pays 22% before the owner pays 37.84% on a dividend. A foreign company run from Norway can become taxable there too. Norway's NOKUS anti-deferral rule and exit tax can also reach the owner.
If you own a company
A Norwegian company pays 22% before the owner pays 37.84% on a dividend. A foreign company run from Norway can become taxable there too. Norway's NOKUS anti-deferral rule and exit tax can also reach the owner.
- Company profit22%
- A Norwegian company pays 22% on profit before money reaches the owner. A foreign company can become Norwegian-resident if its main decisions are made in Norway. Its worldwide profit can then enter the same company-tax rate.
- Distribution from a Norwegian company37.84% after shielding
- The owner pays the adjusted share-income rate on the dividend above shielding. After 22% company tax, the combined charge on distributed profit is about 51.5%.
- Distribution from a foreign company37.84% plus tax taken abroad
- Norway taxes the owner under the share rule. Tax taken abroad can reduce the Norwegian bill only as far as zero. Foreign company tax does not reduce the owner's bill. The treaty sets how much the other country may take and any reclaim.
- Foreign entity typeClassification can accelerate tax
- Norway can treat a foreign vehicle as transparent or apply NOKUS to a low-taxed controlled company. Profit can then be taxed currently rather than waiting for a payment labelled as a dividend abroad.
- Ownership thresholdSame dividend rate; NOKUS control test separate
- Holding size does not change the individual's 37.84% dividend rate. The separate NOKUS test begins when Norwegian owners control at least half of the foreign company.
- Sale of your stake37.84%; exit tax can arise without a sale
- An ordinary sale uses original cost and the adjusted share rate. Leaving Norway can tax unsold gains above the NOK 3 million deduction. Payment must be settled within the 12-year regime. The arrival value matters only to that exit calculation.
- Salary or director feeSalary up to 47.4% plus employer contribution
- Salary combines ordinary tax, bracket tax and employee national insurance, with employer national insurance on top. A foreign director fee follows its own treaty article and can also be taxable in the company's country.
- Social and remuneration riskNo safe answer yet
- No safe answer is shown yet. Review salary, dividends and personal work together before assuming a contribution result.
- Running the company from NorwayThe company can become taxable in Norway
- Making the main company decisions from Norway can make a foreign company Norwegian- resident and bring worldwide profit into the 22% company tax. Activity in Norway can also create a taxable business presence without moving the registered office.
- NOKUSCan tax profit before a dividend is paid
- When Norwegian owners control at least 50% of a company in a low-tax jurisdiction, Norway can tax their share of profit before distribution. A genuinely established EEA company can qualify for the substance carve-out.
- New-resident ruleNo safe answer yet
- No safe answer is shown yet. Do not assume that moving in switches off the ordinary owner-company rules.
Company residence, NOKUS and exit tax can all apply to the same owner at different times. Treat them as one review, not three isolated rates.
Review the company and your personal position together before the move.
Interest and cash
22%Bank and bond interest is capital income at 22%, with no shielding deduction or general savings allowance. Foreign interest uses the same Norwegian rate and treaty relief.
Interest and cash
Bank and bond interest is capital income at 22%, with no shielding deduction or general savings allowance. Foreign interest uses the same Norwegian rate and treaty relief.
- Norwegian bank or bond interest22%
- Deposit and bond interest is general capital income at 22%. The share shielding deduction does not apply.
- Foreign interest22% plus any tax taken abroad
- Norway taxes the gross interest at 22%. The other country may take tax first. The treaty can reduce that amount, and Norway's credit cannot exceed its own bill.
- Allowances and leviesNo general allowance or social levy
- Interest receives no general tax-free allowance and no separate Norwegian social or health charge. The share-savings account does not shelter ordinary interest instruments.
- New-resident ruleNo safe answer yet
- No safe answer is shown yet. Apply the ordinary rule unless a sourced exception is added.
Rent
22% net, or exempt for qualifying own-home lettingNet rent is generally taxed at 22%. Letting a smaller part of the home you live in can be exempt. Foreign rent is normally taxed first where the property sits, then Norway gives the treaty relief.
Rent
Net rent is generally taxed at 22%. Letting a smaller part of the home you live in can be exempt. Foreign rent is normally taxed first where the property sits, then Norway gives the treaty relief.
- Property in Norway22% net, or exempt for qualifying own-home letting
- A separate let or a sufficiently large let within your home is taxed on net income at 22%. Letting less than half of the home by rental value can be exempt when you occupy the home yourself.
- Property abroad22% in Norway plus property-country tax
- The country where the property sits normally taxes the rent first. Norway then applies its 22% rule. The treaty decides whether Norway adds tax, gives credit or uses the foreign rent only to set the rate on other income.
- EU/EEA property branchNo safe answer yet
- No safe answer is shown for this branch yet. Check the property country and treaty pair.
- Rental deductionsRunning costs deductible; residential building not depreciated
- Actual costs of earning the rent can reduce the taxable amount. A residential building is not depreciated under the ordinary individual rule. Commercial property follows a different case.
Property gains
Exempt when ownership and use tests are metA qualifying main home can be exempt, while an investment-property gain is 22%. Foreign property is normally taxed first where it sits, with treaty relief in Norway. Moving to Norway does not reset the property cost.
Property gains
A qualifying main home can be exempt, while an investment-property gain is 22%. Foreign property is normally taxed first where it sits, with treaty relief in Norway. Moving to Norway does not reset the property cost.
- Norwegian main homeExempt when ownership and use tests are met
- The gain is exempt if you owned the home for more than 12 months. You must also have lived there for at least 12 of the previous 24 months. A holiday home has a separate five-of-eight-year use test and a longer ownership rule.
- Norwegian investment or second property22%
- A property that meets neither the home nor the holiday-home exemption is taxed at 22% on the gain.
- Foreign propertyNorwegian 22% rule; property-country tax first
- The country where the property sits normally taxes the gain first. Norway includes the gain unless a home exemption applies. The treaty then tells Norway whether to give credit or leave the gain out. A prepayment abroad may still need to be reclaimed.
- Foreign EU/EEA property branchNo safe answer yet
- No safe answer is shown for this branch yet. Check the property country and treaty pair.
- Foreign third-country property branchNo safe answer yet
- No safe answer is shown for this branch yet. Check the property country and treaty pair.
- Main-home conditions12 months owned and 12 of 24 months occupied
- The ordinary home exemption needs both ownership and use. Holiday property instead needs more than five years of ownership and use as a holiday home in five of the previous eight years.
- Starting value after a moveOriginal purchase cost
- Norway's special arrival value is only for securities, not property. A later property gain still starts from the original purchase cost, while the property's country keeps its own right to tax.
- New-resident ruleNo safe answer yet
- No safe answer is shown yet. Apply the ordinary resident and treaty rules unless a sourced exception is added.
Royalties
22% passive, or business rates if activeA passive royalty can be capital income at 22%, while an active licensing business can reach personal business rates and national insurance. Foreign withholding is relieved only within the treaty limit.
Royalties
A passive royalty can be capital income at 22%, while an active licensing business can reach personal business rates and national insurance. Foreign withholding is relieved only within the treaty limit.
- Norwegian royalties22% passive, or business rates if active
- A passive royalty is capital income at 22%. Ongoing creative or licensing activity carried on as a business can instead reach the business-income rates and national insurance.
- Foreign royaltiesNorwegian tax plus tax taken abroad
- Norway taxes the receipt under its passive or business category. The source country may withhold. Norway credits it only up to its own tax. Any amount above the treaty cap must be reclaimed from that country.
- Which rights qualifyNo safe answer yet
- No safe answer is shown yet. Check the right and payment type before applying the royalty category.
- Passive or active22% capital or business income
- A passive receipt can remain capital income. Systematic creation and exploitation of rights can become a business and bring the higher personal-income and contribution rates.
- Social contributions and VATActive work can add both
- An active creator can owe self-employed national insurance, and licensing turnover can create VAT duties. This is a warning, not a calculation.
If you still work
Up to 47.4% plus employer national insuranceEmployment can reach a 47.4% marginal rate before the employer contribution. Self-employment can reach 50.6%. Remote work can also create payroll, business-presence and social-security questions.
If you still work
Employment can reach a 47.4% marginal rate before the employer contribution. Self-employment can reach 50.6%. Remote work can also create payroll, business-presence and social-security questions.
- Employment in NorwayUp to 47.4% plus employer national insurance
- Salary combines the 22% rate, bracket tax and 7.6% employee national insurance. The employer contribution can add 14.1%.
- Remote work for a foreign employerNorwegian tax; employer risk
- Work performed from Norway is within Norwegian employment tax. The foreign employer can create payroll duties or a taxable business presence. The treaty decides which country taxes the workdays. An A1 certificate or another agreement separately decides social security.
- Self-employment and consultingUp to 50.6% including national insurance
- Self-employment combines the general rate, bracket tax and 11% self-employed national insurance.
- Director feesSeparate treaty article
- The company country can tax a director fee under the treaty's directors article even when the person lives in Norway. Norway then applies the treaty relief.
- PAYE for new foreign workers25% including national insurance
- Some new foreign workers below the scheme ceiling can use the 25% PAYE regime in the first year, with national insurance included. The person can opt into ordinary assessment if that is the applicable route.
One layer stays off this page: the tax taken inside a fund before its dividend ever reaches you. Everything above is the tax after it.
The withholding guide explains that layer The Domicile Tax prices it on your pot
Three terms that matter in Norway
A small annual allowance based on the amount invested. Only the dividend or share gain above it is pushed up to the effective 37.84% rate.
An annual tax on net assets. It is separate from tax on income or a sale, so an asset can cost tax even when you do not sell it.
Norway's controlled-foreign-company rule. It can tax an owner's share of certain passive, low-taxed foreign-company profits before the company pays a dividend.
Your first tax year and starting values
Two dates matter: when your new country starts taxing you, and which value it uses to work out a later gain. Check both before you move.
- When residence starts
- Staying more than 183 days in the move year makes the person resident from the first day in Norway. The alternative 270-day test runs across 36 months and starts residence from 1 January of the year in which that threshold is crossed.
- The arrival year
- The 183-day route produces part-year worldwide taxation from the first day of presence. The 270-day route instead reaches back to the start of its qualifying year.
- Dual residence
- A treaty tie-breaker settles an overlap with the country left behind. Leaving can take longer than expected after 10 years of residence. Norwegian residence cannot end before the close of the third income year. The required ties must also be cut.
- Listed shares and funds
- Original purchase cost for an ordinary sale
Norway keeps the price you originally paid for an ordinary sale after arrival. The market value recorded on arrival is relevant only if a later exit-tax calculation needs it.
- Crypto
- No safe answer yet
No safe answer is shown yet. Confirm the starting value for crypto acquired before Norwegian residence before relying on a later gain calculation.
- Owner-company stake
- Original purchase cost for an ordinary sale
Shares in your own company keep the price you originally paid for an ordinary sale. A separate arrival value can still enter a future exit-tax computation.
- Property
- Original purchase cost
Norway's arrival-value rule is limited to shares and securities, so it does not reset real property. The original purchase cost remains relevant, subject to the property's own country and any home exemption.
These answers carry dates because the rules move.
See what changed in the atlas changelog Look up a term in the glossary
Plain-language key
- Withholding tax
- Tax taken before the money reaches you, usually in the country where the payment comes from.
- Tax credit
- Tax already paid abroad can reduce the bill where you live. The reduction is usually capped at the local tax on that same income.
- Original purchase cost
- What you paid for the asset. A market-value reset replaces that figure with the asset's value when you move.
- Income-tax bands
- The income is added to your other taxable income. Higher total income can push part of it into a higher band.
- Permanent establishment
- A taxable business presence. Running a foreign company from your new home can create one even if the company remains registered abroad.
This gives you the starting rule, not your final bill. The country paying the money, your treaty, account, holding period, residence dates and activity can change the result.
The system around it
An annual wealth tax of about 1.0–1.1% above roughly NOK 1.9 million, with listed equities counted at 80% of value. That threshold arrives long before a FIRE-sized portfolio does. And an annual wealth tax is, in effect, a permanent extra withdrawal your plan has to fund.
Norway enacted its own exit regime: unrealised gains above a deduction of roughly NOK 3 million are taxed when you move away, settled within twelve years.
None since 2014: heirs instead inherit the deceased's cost basis ('continuity'), so the embedded gains come with the assets.
Thresholds and valuation discounts move with budgets and coalitions.
Can you actually move here?
Hold an EU or EEA passport and the door isn't the question: freedom of movement covers the move itself. The clocks and the tax-residency rules below still run for you.
With your passport, skip the doors: the clocks and the tax-residency rules are what matter for you.
No EU passport means one of the doors on the left: each checked against the authority that issues it.
No independent-means route: a skilled job, family or study; an EEA passport can register and live on its own funds.
Never had one: you cannot buy Norwegian residence.
permanent residency at 3 yrs · dual allowed · Norwegian at B1 + a social studies test
Norway's door list is short and honest: work, family, study, never money. The clocks are decent once you're in (permanent residency at three years; a passport at eight, or six with solid income; dual allowed since 2020). For the FIRE math, the standing story is on the tax rows: the wealth tax starts early and the exit tax follows you out.
Check it yourself: UDI: permits and citizenship · PwC: Norway tax residence
Getting-in rules checked July 2026. They move faster than tax law: confirm the current rule with the authority before you plan a move around it. Education, not immigration advice.
Residence-based from day one: move intending to stay a year or more and you're a compulsory member of National Insurance. An assigned GP and user fees capped at NOK 3,278 a year (2026), free beyond that.
Private cover: carry private cover for stays under twelve months: membership doesn't start.
Healthcare access checked July 2026. Systems are stable but details shift: confirm before you rely on them. Education, not health-insurance advice.
This country’s official, free place to check where your pension stands: Din pensjon (NAV) .
Common questions
- Can I retire early in Norway?
- It can be done, but price the full stack first: around 38% on share gains and dividends, a wealth tax near 1.0–1.1% a year that reaches ordinary FIRE pots, and an exit tax on large unrealised gains if you later leave. Each piece is manageable; together they raise the number meaningfully.
- Does Norway have a wealth tax?
- Yes. An annual wealth tax of about 1.0–1.1% applies above roughly NOK 1.9 million, with listed equities counted at 80% of value. That threshold arrives long before a FIRE-sized portfolio does.
- Does Norway have an exit tax if I move away?
- Yes. Norway taxes unrealised gains above a deduction of roughly NOK 3 million when you move away, settled within twelve years.
- Does Norway reset the cost of shares when you move in?
- Not for an ordinary sale. Original purchase cost still applies, so a later sale can include growth from before the move. Norway can record a separate value for a possible future exit tax. That value does not replace original purchase cost for an ordinary sale.
- Can an American or a Brit retire early in Norway?
- No independent-means route: a skilled job, family or study; an EEA passport can register and live on its own funds. An EU or EEA passport skips the visa question entirely: freedom of movement covers the move itself. Confirm with the immigration authority: routes open and close.
- How long until a Norway passport?
- 8 years of legal residence is the general naturalisation rule, with Norwegian at B1 + a social studies test. Dual citizenship is allowed. Permanent residency usually comes at 3 years.
Run your own numbers.
Start with Where You Live — watch a 1% wealth tax move the number, deliberately simplified.
The Exit Calculator
Years to your number, at your savings rate.
OpenWhere You Live
What an annual wealth tax does to the maths, deliberately simplified.
OpenThe Geoarbitrage Map
The same life, priced across 58 countries.
OpenFive of the nine brokers on the broker guide advertise accounts here.
None of them does your tax paperwork here: every row means filing yourself; the guide shows what that involves.
The whole system (wrappers, funds, withdrawal, the blank page) is in the guide: The European FIRE guide
None of this is tax or investment advice: it's education, kept deliberately at the level that survives fact-checking. Rules shift with every budget round; the specifics of your situation belong with a licensed adviser in your country. I'm happily not one.
This page was last verified against official sources on 8 July 2026. What's changed on the map
- PwC Worldwide Tax Summaries, Norway: Taxes on personal income
- Skatteetaten, Norwegian Tax Administration: Wealth tax rates
Income and cross-border tax (20)
Open the sources behind each topic
How the money you live on is taxed
- Norwegian Tax Administration — Factor for upward adjustment of gain/loss or dividend on shares
- Norwegian Tax Administration, Skatte-ABC 2025 - shares on becoming Norwegian-tax-liable
- Norwegian Ministry of Finance, Prop. 1 LS 2024-2025 - immigration value and exit tax
- Norwegian Tax Administration — Tax rules (risk-free rules) for gains/losses from realisations and share dividends
- PwC Worldwide Tax Summaries — Norway, Corporate: Group taxation (NOKUS/CFC)
- Norwegian Tax Administration — Taxation of units in mutual funds
- Norwegian Tax Administration — Tax regulations, virtual currency
- Norwegian Tax Administration — Pension and disability benefits from abroad
- Norwegian Tax Administration — Maximum effective marginal tax rates
- Norwegian Tax Administration — Withholding tax on pensions and disability benefits
- Norwegian Tax Administration — Exit tax (utflyttingsskatt)
Your first tax year and starting values
Securities and funds
Interest and cash
If you own a company
Know a figure here that’s wrong or out of date? Point me to the line and a source: every correction gets checked, and it’s how the map stays right.
Report a correctionBring me a challenge.
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