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The FIRE Exit
Glossary

F-you money

Enough money to walk away from a job, a client or a situation the moment it stops deserving you — without financial fear. It doesn't have to mean full financial independence; the phrase, popularised in the FIRE world by JL Collins, describes slack, not a finish line.

What it means for you

Long before your full number, a cushion this size already changes how you work: the option to say no is a kind of power.

My take

The money past every plan — the lifestyle doesn't need it and neither does the retirement. You can just blow it on whatever you want: a problem, a convenience, a whim.

Read the thinkingOwn your time Notes from a talk I gave on financial independence, tightened up. None of it is advice — it's just how I think about money.

Every term, in plain English, on one page — the full glossary. Education, not advice.

Bring me a challenge.

The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.

How the sessions work

Ninety minutes, online, €600 — the Exit Audit included.