One-more-year syndrome
The habit of delaying retirement again and again, working "just one more year" to feel safer, even after hitting your number. It is usually driven by fear of the unknown rather than real financial need.
Past your number, extra years often buy comfort you will not need while spending time you cannot get back.
I felt the pull — easy to fall into, because the number never seems enough. But I didn't want to spend my life adding numbers on a screen, so I priced the life I wanted and left when it was paid for.
Every term, in plain English, on one page — the full glossary. Education, not advice.
Bring me a challenge.
The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.
Ninety minutes, online, €600 — the Exit Audit included.