FIRE number
The size of portfolio you need before work becomes optional, usually your annual spending multiplied by 25 to 30. Below it you are still building; at or above it you can, in theory, live off the pot.
It is the single figure the whole plan aims at, and it falls fast when your spending falls.
Mine doubled twice on the way: bare minimum first, then some comfort, then 'account for everything and never think about money again.' That's the one I left on.
Every term, in plain English, on one page — the full glossary. Education, not advice.
Bring me a challenge.
The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.
Ninety minutes, online, €600 — the Exit Audit included.