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The FIRE Exit
Glossary

Longevity escape velocity

The hypothetical point at which medical progress adds more than a year to life expectancy for every year that passes, so your remaining lifespan grows faster than you age. The term was popularised by the biogerontologist Aubrey de Grey. It is a speculative idea, not a forecast or a consensus scientific position.

What it means for you

If it ever arrived, a retirement could run far longer than any plan assumes — which is why even a small chance of it is an argument for a withdrawal rate and a portfolio built to last indefinitely, not just 30 years.

My take

I don't bet on it arriving — nobody can. But I don't need it to be likely for it to change my maths: I already build for a pot that never runs out, and a longer life only makes that call look better. Plan for the long version; if it never comes, you were only ever too safe.

Read the thinkingHow long are you planning for? Most of us plan our money to last thirty years and then quietly hope to live a lot longer than that. I put the contradiction to a group of investors in Lisbon — two true stories, a thought experiment, and where I land.

Every term, in plain English, on one page — the full glossary. Education, not advice.

Bring me a challenge.

The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.

How the sessions work

Ninety minutes, online, €600 — the Exit Audit included.