Glossary
25× rule
The flip side of the 4% rule: save 25 times your annual spending, and 4% of that pot covers one year of costs. It is a fast way to turn a spending figure into a target number.
What it means for you
Read the thinkingThe number The maths from the talk: how big the pot, why I count thirty times spending rather than twenty-five, and what I actually hold. Still not advice, just my own sums, shown.Multiply your yearly spend by 25 for a rough finish line, and by more if you want a wider safety margin.
Every term, in plain English, on one page: the full glossary. Education, not advice.
Bring me a challenge.
The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.
Ninety minutes, online, €600. The Exit Audit included.