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The FIRE Exit
Every fund, in depth

The funds, one page each.

The major UCITS ETFs Europeans actually hold: six indices compared in depth, and a page per fund with the real fee, the domicile, and how far it drifts from its index. The facts, from each fund's own reports, checked and dated. I name real funds; I never tell you which to buy.

Checked July 2026

The shortlist that matters: the funds Europeans really choose between, grouped by the index they track. Not all ~2,000 UCITS ETFs. For the full universe, tools like justETF list every one.

Every fund

FTSE All-World

MSCI World

MSCI ACWI

S&P 500

MSCI Emerging Markets

FTSE Developed World

“Vs index” is each fund’s average yearly tracking difference against its own index, from trackingdifferences.com; negative means it beat its index.

See them side by side, sorted your way

Want the funds on one index next to each other, sortable, with the fee gap priced in your own money and time? That's the interactive version. The Tracking Gap

Where to buy them

Which broker, and what it costs to hold a monthly buy of one of these, is the broker guide's half. The broker guide

Why the domicile changes the cost

Why an Irish fund quietly keeps more of its US dividends than a Luxembourg one, and what that gap is worth structure by structure, is the withholding guide's half. The withholding guide

Checked July 2026

The structural facts (fee, domicile, structure, size) are each fund’s own, from its factsheet or KID, checked and cited. The returns come from justETF, a reputable ETF data service, so every fund is measured to the same date on the same basis: the only honest way to compare them. The tracking difference (how each fund actually did against its own index) comes from trackingdifferences.com, the standard European source. I don’t compute any of it myself, and there are still no affiliate links.

No affiliate links. No paywall. Nothing on this page is for sale, and no broker pays me to rank one fund above another. The neutrality is the whole point.

Structural facts from the funds’ own reports, returns via justETF, tracking via trackingdifferences.com. Not a recommendation, and I’m not a licensed adviser. Past returns are not a guide to future ones. Which fund suits you depends on your broker, your account and your country’s tax. Not advice.

Bring me a challenge.

The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.

How the sessions work

Ninety minutes, online, €600. The Exit Audit included.