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The FIRE Exit
MSCI ACWI · UCITS ETF

iShares MSCI ACWI UCITS ETF (Acc)

iShares MSCI ACWI UCITS ETF (Acc): what it costs, where it's based, how it tracks MSCI ACWI, and how it sits next to the other MSCI ACWI funds Europeans hold. The facts, from its own reports, and no verdict.

The facts

Fee (TER)
0.20%
Domicile
🇮🇪 Ireland
Structure
Physical (sampled)
Income
Accumulating
Size
€30bn
Launched
Oct 2011
Securities lending
Yes
ISIN
IE00B6R52259
Provider
iShares
Primary ticker
SSAC
  • Irish-domiciled
  • Largest here
  • Lends securities

The largest whole-world ACWI fund.

How far it drifts from the index

Vs its index, per year
+0.15%
Return 1y
26.3%
Return 3y
65.8%
Return 5y
74.0%

Over the period trackingdifferences.com measures, it trailed its index by about 0.15% a year, all in. That gap is the fee plus the cost of tracking, made real.

Returns are total return in euros to 30 June 2026, from justETF, so every fund is measured to the same date. “Vs index” is the average yearly tracking difference against its own index, from trackingdifferences.com (the standard European source); negative means it beat its index.

What the fee costs over time

Held at €100,000 for thirty years, this fund's fee costs roughly €12k more than the cheapest MSCI ACWI fund on this shortlist, on fee alone. Put your own pot and horizon in and see it as months of your life:

The Tracking Gap, set to this index

The other MSCI ACWI funds

Same index, so nearly the same holdings. What separates them is fee, domicile and structure, which is the tracking difference above, fund by fund.

FundFeeDomicileVs index
SPDR MSCI ACWI UCITS ETF (Acc)SPYY · SPDR (State Street)0.12%🇮🇪 Ireland+0.11%
Amundi MSCI All Country World UCITS ETF (Acc)LYY0 · Amundi0.45%🇱🇺 Luxembourg+0.18%

All MSCI ACWI funds, compared

Which line do I buy?

The same share class lists on several exchanges in several currencies. The tickers below are one and the same fund: buying the euro line or the dollar line changes nothing about what you earn. Pick whichever your broker offers cheapest.

  • SSAC · LSE · GBP
  • ISAC · LSE · USD
  • IUSQ · Xetra · EUR

The fund’s own factsheet

Where to buy it

Which broker holds this cheapest for your monthly buy is the broker guide's half, with the yearly cost priced.

Keep it honest

Know a figure here that's wrong or out of date? Point me to the line and a source. Every correction gets checked before the yearly refresh. That's how this page stays right.

Report a correction

Common questions

Is SSAC accumulating or distributing?
Accumulating. SSAC reinvests its dividends inside the fund, untouched, so in most places there's nothing to declare each year and nothing to reinvest by hand.
Where is SSAC domiciled, and does it matter?
Ireland. Ireland's US tax treaty taxes the fund's US dividends at 15% instead of 30%, so an Irish fund quietly keeps more of them. On a US-heavy index that edge can outweigh a few hundredths of a percent of fee. Your own country's tax on the fund is a separate question, and that's the atlas's job. The whole mechanism, layer by layer, is in the withholding guide.
Is SSAC's fee good?
At 0.20% it isn't the cheapest MSCI ACWI fund here (the lowest is 0.12%), but fee is only step one. What a fund actually keeps after US dividend tax and lending is the tracking difference above, where a slightly pricier fund sometimes comes out ahead.
Which SSAC ticker do I actually buy?
Whichever line your broker offers cheapest. SSAC, ISAC, IUSQ are the same share class on different exchanges and currencies: the holdings are identical, and buying the euro line or the dollar line changes nothing about what you earn.

Checked July 2026

The structural facts (fee, domicile, structure, size) are each fund’s own, from its factsheet or KID, checked and cited. The returns come from justETF, a reputable ETF data service, so every fund is measured to the same date on the same basis: the only honest way to compare them. The tracking difference (how each fund actually did against its own index) comes from trackingdifferences.com, the standard European source. I don’t compute any of it myself, and there are still no affiliate links.

No affiliate links. No paywall. Nothing on this page is for sale, and no broker pays me to rank one fund above another. The neutrality is the whole point.

Structural facts from the funds’ own reports, returns via justETF, tracking via trackingdifferences.com. Not a recommendation, and I’m not a licensed adviser. Past returns are not a guide to future ones. Which fund suits you depends on your broker, your account and your country’s tax. Not advice.

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