Glossary
The yield shield
Tilting a portfolio toward higher-income assets (such as dividend stocks or bonds) near retirement so more of your spending comes from income rather than from selling. The aim is to sell fewer shares during early downturns.
What it means for you
See it in numbersThe First Bad Decade Two identical futures in a different order: why the first ten years, not the average, decide whether the money lasts.One way to soften sequence-of-returns risk in the first fragile years, at the cost of some growth.
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