Glossary
Real vs nominal return
A nominal return is the headline growth figure; a real return is that figure after subtracting inflation, showing the true gain in spending power. A 7% nominal return with 3% inflation is only about 4% real.
What it means for you
Plan with real returns, or you will overestimate how much your money will actually buy in retirement.
Every term, in plain English, on one page — the full glossary. Education, not advice.
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