Fat FIRE
Retiring early with a large portfolio that funds a comfortable or high-spending lifestyle rather than a bare-bones one. It needs a much bigger number, so it usually takes longer or a higher income to reach.
The choice for people who want early freedom without cutting back on how they live.
When I retired I'd have told you this was me — coming off €3 a day on a bicycle, it felt like it. These days I know actual fat FIRE when I see it, and there are things in those lives I can't be bothered to work for. Call mine chubby, and happy with it.
Every term, in plain English, on one page — the full glossary. Education, not advice.
Bring me a challenge.
The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.
Ninety minutes, online, €600 — the Exit Audit included.