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The FIRE Exit
Worked exits · Invented on purpose — the person is fiction, the arithmetic is not.

Lukas, 44 — Zurich

A founder who sold, and kept showing up anyway.

He has €2.5M. Why hasn't he stopped?

Lukas sold his company at 42. He spends €5,000 a month and holds €2.5 million — the arithmetic cleared years ago. He still takes meetings he doesn't need, on a calendar he claims to hate.

Spends
5,000/mo
Invested
€2.5M
Saves
The number (×30)
€1,800,000

Already past the number

The odds their pot dies first

≈0%

run at their exit point, against real market history and mortality tables

My verdict

Lukas doesn't have a money problem; every way you run his numbers, they clear. He has a blank-page problem wearing a spreadsheet as a disguise — the meetings stay because nothing is waiting behind them.

The work he's avoiding isn't financial. It's deciding what the days are for when nobody is expecting anything from him. Money is stored freedom, and he's stored plenty; freedom unspent is just a bigger number on a screen.

Next exit: Ingrid, 52 — Vienna

Everyone here runs at a deliberately modest 5% real return (after inflation) and a ×30 number — the calculators default to showing you more of the range; drag the sliders yourself. The people are invented, the arithmetic is real, and none of it is advice.

Bring me a challenge.

The Exit Audit, then ninety minutes: a straight verdict, real alternatives with their pros and cons, and your first move. If you want someone to nod along, I’m the wrong person to pay.